After receiving a dollar for completing one (of 3) of his chores last week:
Taylor: YAY! Now I have twenty dollars! I only need five more dollars until I can buy my Star Wars toy!! I'm so excited!
Me: That's great, Taylor! I'm so proud of you for saving your money for something you really want instead of spending it on random stuff (like he usually does).
Taylor: I know! I'm so excited!! And after I buy my Star Wars toy, I'm going to keep doing my chores and saving my money!
Me: What are you gonna save for next?
Me: College? (Trying not to laugh... where does he come up with these things??) That's a great idea, Taylor! Good thinking. (Completely shocked that he even knows what college is, really. He's 6.)
Taylor: Yeah, I'm going to need lots of money for college so I can get a job a make more money!!
Me: Excellent idea, buddy.